Small loan for big dreams!
Interest from 8.8%, 1-minute processing. Instant transfer!
Over 50,000 customers using Modena!
Monthly instalment
34,78 €
The results are estimated and may differ from the terms offered to you.
If everything in life were as simple as the modena processing
Flexible payment and financing solutions!
Small loan for BIG dreams
Presumably, by now, you have made the decision that you need extra money to fulfill your goals, needs, or dreams. You probably also know in what amount and for what purpose a small loan is necessary. It is still undecided from whom and under what conditions to borrow. We are pleased to be a part of this choice.
Small loan – what to consider before picking a lender?
On the one hand, it can be argued that there is no difference - 'money is money.' On the other hand, it is said that the devil is in the details. Below, we present the most important arguments that Modena small loan customers themselves have pointed out.
Speed and accessability counts
A small loan is most commonly used for larger expenditures that improve the quality of life. Whether it's home renovation, furniture, a car, changing residence, or a health-improving procedure, these are expenses that are often postponed but can become very urgent in a short period. A car in need of repair, a job in another city, or a worn-out washing machine doesn't allow for a long wait; these situations require a quick and efficient solution. Modena small loans are available to customers regardless of the day of the week or time of day. The application takes a few minutes, and the money is transferred to the bank account immediately.
Before making a decision, also familiarize yourself with Modena's other credit products, such as Modena Flex credit line and Modena refinance loan. This way, you can be sure that you are choosing a right solution that aligns with your specific needs.
Lets talk about fees
Lending was considerably less regulated about a decade ago compared to today. During this wild west period, small loans as a financial service rightfully acquired a bad reputation. Loans with seemingly nonexistent interest rates included hidden contract and administrative fees that could go unnoticed at the time of signing. This is also why today lenders are obligated to disclose the annual percentage rate of charge for small loans. Modena's small loan comes without contract and administrative fees, and the interest rate is based on the customer's credit score.
Customers feedback as development input
All those who have used Modena's services know that we seek feedback from customers at every opportunity. This feedback is also a primary input in creating new financial services and improving existing ones. Although Modena's financial services are automated, our customer support is always available on business days and ready to assist.
Risk free
If you are dissatisfied with the consumer loan terms or service, you can return the credit amount to us within 14 days without any additional costs.
Secure a cunsumer loan from Modena instantly.
Commonly asked questions
• To return the small loan, you must send a written request to the email address info@modena.ee.
• The request must indicate the reason for canceling the agreement or the conditions that were found unsuitable.
• We will respond to the request with the exact amount to be refunded, which must be paid within a maximum of 1 calendar day after the end of the satisfaction guarantee period.
• The satisfaction guarantee applies to Modena consumer loan and does not extend to other financial products offered.