Designed for convenient shopping

We have payment methods for every occasion - bank and card payments, Modena installment plan, and Modena pay in 3.

Modena makseviisid
Modena kaupmehed

A better way to pay for your purchases

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Payment methods for every occasion

In the Modena product range you can find: pay in 3 installments, Modena installments and bank and card payments.

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The new normal for shopping

Flexible payment for purchases is the new norm. No prior registration is required - just choose one of Modena's payment methods when paying in the online store.

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Secure payment method

We operate on the basis of license 4.1-1/100 received from the Estonian Financial Supervision Authority and follow the highest online security standards.

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Get what you need now

You will receive the items immediately, but the first payment will be made after a month. And don't worry, we will notify you by SMS when the payment deadline arrives.

Bank and card payments

Pay for the purchase instantly in the bank of your choice or with Visa / MasterCard‑.

There are no intermediaries - the amount goes directly to the merchant in an instant.

The service is based on the European "Open Banking" standard.

Modena makseteenused pangamaksed ja kaardimaksed

Pay in 3 parts

Quickly divide your purchase amount into three monthly payments

The service is always free for you - 0% interest, 0% service fee

The first payment is due in 30 days.

Modena osta kohe maksa hiljem

Installment payment

Use a 6-48 month payment schedule when paying your purchase amount

Intended for purchases in the amount of 100 - 4000 €

Fast, one-time application process

Modena järelmaks
Modena finantsteenused

Answers to common questions

The installments must be paid to the account of Modena Estonia OÜ (IBAN EE147700771006304136). If you have made a purchase with us, we will send you the exact payment details by email and we will also notify you by SMS before the payment due date.

Yes, after making a purchase, we will send you a payment schedule by e-mail and we will also notify you by SMS when the payment deadline arrives.

Payments between banks may be delayed in reaching the recipient's bank account during non-working hours.

You can get more detailed information about how quickly payments made from your bank's current account reach the recipient's account from your home bank.

Yes, you can make payments according to your wish even before the payment due date. There is no extra charge involved.

If you are unable to pay your installment by the scheduled date, please contact our customer support at info@modena.ee and we will find a suitable solution for you.

The fastest way is to notify the merchant. The merchant in turn informs us about this and we make the necessary changes in our system. If you can't get in touch with the merchant or there is some other obstacle, you can always contact our customer service directly.

The following calculation is approximate and may vary depending on the information provided by you and your credit score. The actual offer will be determined after the application is submitted.

Modena Estonia OÜ's purchase credit annual percentage rate is 17.84% under the following representative conditions: credit limit of 1000 EUR, fixed interest rate of 10%, no contract fee, no administration fee, total credit amount and repayment amount of 1100 EUR assuming the credit is repaid within 12 months in equal monthly installments. Please review the terms before entering into the agreement and consult with a specialist if necessary.

You are on the website of Modena Estonia OÜ and Modena Payments OÜ, companies providing financial services. Modena Estonia OÜ is regulated by the Estonian Financial Supervision Authority. Before entering into any contract, please review the terms and conditions of the respective service and consult with an expert if necessary. By continuing to use this website, you agree to the website's user terms and conditions.