Flex credit line

Secure and flexible payment solution for everyday purchases up to 4000€.

Fast and secure processing

No opening or administration fees

Instant transfer

You decide repayments

Modena flex follows you everywhere

Flex Everywhere You Want! Pay for purchases, spend time with friends, travel, or gather new experiences. Using Flex is easy:

Step 1

Open Modena account.

Step 2

Enter your IBAN and the desired amount.

Step 3

Withraw instantly to Your account

Modena Flex virtuaalne krediitkaart

The following calculation is approximate and may vary depending on the information provided by you and your credit score. The actual offer will be determined after the application is submitted.

Modena Estonia OÜ's purchase credit annual percentage rate is 17.84% under the following representative conditions: credit limit of 1000 EUR, fixed interest rate of 10%, no contract fee, no administration fee, total credit amount and repayment amount of 1100 EUR assuming the credit is repaid within 12 months in equal monthly installments. Please review the terms before entering into the agreement and consult with a specialist if necessary.

You are on the website of Modena Estonia OÜ and Modena Payments OÜ, companies providing financial services. Modena Estonia OÜ is regulated by the Estonian Financial Supervision Authority. Before entering into any contract, please review the terms and conditions of the respective service and consult with an expert if necessary. By continuing to use this website, you agree to the website's user terms and conditions.